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Tuesday, February 5, 2008

Managing Personal Finances

My hubby has been commending me that I'm very good in managing our finances. He knows that I am good in budgeting our income so we can be able to pay all our bills and not be in debt. I learned not to live beyond what we can afford. If it's not that important in our lives, I will not buy it. I grew up in a poor family that's why I know how hard it is to earn money and I value ever penny that we have. Most people don't know how to manage their finances. Most of them live beyond their means and they love to shop and shop until they drop. They use their plastic money or credit card to purchase the things they love and when it's time to pay, they can no longer afford to because of over spending. If you have this kind of problem, you need a professional help to solve your debt problems. If you're struggling with debts and don't know how to overcome it, you better check out this site that I just came across in the internet. Care One Credit is here to help you with your credit card debt consolidation. If you have lots of debt, consolidation may save you time and money. Depending on your financial situation, there may be a solution that's right for you. When you're struggling with lots of debt, debt consolidation may be an attractive solution. This term refers to combining your debts into one, and making one monthly payment to one creditor instead of making multiple payments to many creditors. You might even get out of debt faster and save money along the way. Debt consolidation comes in several forms, including credit counseling, balance transfers, and debt consolidation loans, so review your options carefully before making a decision. It really good to have somebody help you manage your personal finances so that in due time you will become debt free and you will be able to stand on your feet again.

Friday, February 1, 2008

Tagalog Movies

I love watching Tagalog movies but since I was here in the US I seldom get the chance to watch one. A few months ago, my sister sent me a DVD collection of Tagalog movies and I've watched it all. I wanted some more to watch and it's good I discovered some sites where I can watch some Tagalog movies for free. It's really good to watch them once in a while. In order to watch movies in these sites, you need to register first. Just click THIS SITE and also HERE for free Tagalog movies.

Tuesday, January 29, 2008

My Blog's Award


My dear friend Ging gave me this award. I already have this in my My Online Journal blog but this award is for this site. Thanks sis for your thoughtfulness.

Friday, January 25, 2008

What Do You Think?

My hubby sent this to my e-mail. The photos are so cute and funny and it really made me laugh. Who wouldn't be? Just look at the photos.

SHOULD I GET A DOG...

...OR HAVE CHILDREN?











WHAT DO YOU THINK?

Online CDL Test Training

Here in the US, you can't drive a big truck or 10 wheeler truck unless you have a Commercial Driver's License or CDL. You have to take a the test and pass it in order to get a CDL. That's there requirement. Driving trucks pays good too and you get to see a lot of places here in the US. The only disadvantage is you will be away from your family most of the time. My hubby used to have a Commercial Driver's License but he was not able to renew when he was in the Philippines with me. When he got here in the US his CDL had expired. Now, he has to take and pass the test again in order to get one. He said that he needs to review first so his mind would be refresh before he takes the test. He never find time to do it yet. He's always busy in his job. He never find time to review. One more thing is that he doesn't have the resources for his review materials that's why he always put it off. It's good I found this site called www.idrivetrucks.com that offers CDL Test training online. They also offer LCV training as well as CMV training for FMCSA Compliance. All their courses are good for all US States. They also provide coupons to anyone who's interested so they can go through the purchase process and review the course of their choice. I have to tell my hubby about this site. This is what he needs so he can have his online CDL test training to refresh his mind before taking the written and actual test. I'm sure he would be glad to check out this site. When he will get his CDL, my hubby can drive the church bus to help the bus kids ministry.

Thursday, January 24, 2008

Your 2008 Contract

Thank you Norm for this meme. I appreciate it sis.

And here's the contract!

After serious and cautious consideration...your contract of friendship has been renewed for the New Year 2008! It was a very hard decision to make. So try not to screw it up!!!

My Wish for You in 2008

May peace break into your house and may thieves come to steal your debts. May the pockets of your jeans become a magnet of $100 bills. May love stick to your face like Vaseline and may laughter assault your lips! May your clothes smell of success like smoking tires! May happiness slap you across the face and may your tears be that of joy. May the problems you had forget your home address! In simple words ...May 2008 be the best year of your life!

I want to pass this to Petra, Sarah and Nancy.