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Friday, August 15, 2008

Pay Attention When You Pay

Pay attention at all times!


Be sure to read Scene 3.

Quite interesting.

SCENE 1.



People sure stay busy trying to cheat us, don't they?

A friend went to the local gym and placed his belongings in the locker.

After the workout and a shower, he came out, saw the locker open, and thought to himself, 'Funny, I thought I locked the locker.

Hmm.' He dressed and just flipped the wallet to make sure all was in order. Everything looked okay - all cards were in place.

A few weeks later his credit card bill came - a whopping bill of $14,000!

He called the credit card company and started yelling at them, saying that he did not make the transactions.

Customer care personnel verified that there was no mistake in the system and asked if his card had been stolen. 'No,' he said, but then took out his wallet, pulled out the credit card, and yep - you guessed it - a switch had been made. An expired similar credit card from the same bank was in the wallet.

The thief broke into his locker at the gym and switched cards.

Verdict:
The credit card issuer said since he did not report the card missing earlier, he would have to pay the amount owed to them.

How much did he have to pay for items he did not buy?

$9,000!
Why were there no calls made to verify the amount swiped? Small amounts rarely trigger a 'warning bell' with some credit card companies.

It just so happens that all the small amounts added up to one big one!

SCENE 2.

A man at a local restaurant paid for his meal with his credit card.

The bill for the meal came, he signed it, and the waitress folded the receipt and passed the credit card along. Usually, he would just take it and place it in his wallet or pocket. Funny enough, though, he actually took a look at the card and, lo and behold, it was the expired card of another
person. He called the waitress and she looked perplexed.

She took it back, apologized, and hurried back to the counter under the watchful eye of the man.

All the waitress did while walking to the counter was wave the wrong expired card to the counter cashier, and the counter cashier immediately looked down and took out the real card.

No exchange of words --- nothing! She took it and came back to the man with an apology.

Verdict:
Make sure the credit cards in your wallet are yours. Check the name on the card every time you sign for something and/or the card is taken away for even a short period of time.

Many people just take back the credit card without even looking at it, 'assuming' that it has to be theirs.

FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!

SCENE 3:


Yesterday I went into a pizza restaurant to pick up an order that I had called in.

I paid by using my Visa Check Card which, of course, is linked directly to my checking account.

The young man behind the counter took my card, swiped it, then laid it on the counter as he waited for the approval, which is pretty standard procedure. While he waited, he picked up his cell phone and started dialing.

I noticed the phone because it is the same model I have, but nothing seemed out of the ordinary.

Then I heard a click that sounded like my phone sounds when I take a picture..

He then gave me back my card but kept the phone in his hand as if he was still pressing buttons.

Meanwhile, I'm thinking: I wonder what he is taking a picture of, oblivious to what was really going on.

It then dawned on me: the only thing there was my credit card, so now I'm paying close attention to what he is doing.

He set his phone on the counter, leaving it open. About five seconds later, I heard the chime that tells you that the picture has been saved.

Now I'm standing there struggling with the fact that this boy just took a picture of my credit card. Yes, he played it off well, because had we not had the same kind of phone, I probably would never have known what happened.

Needless to say, I immediately canceled that card as I was walking out of the pizza parlor.

All I am saying is, be aware of your surroundings at all times .

Whenever you are using your credit card take caution and don't be careless. Notice who is standing near you and what they are doing when you use your card...

Be aware of phones, because many have a camera phone these days.

When you are in a restaurant and the waiter/waitress brings your card and receipt for you to sign, make sure you scratch the number off.

Some restaurants are using only the last four digits, but a lot of them are still putting the whole thing on there.

I have already been a victim of credit card fraud and, believe me, it is not fun. The truth is that they can get you even when you are careful, but don't make it easy for them.

Monday, August 11, 2008

Carrots, Eggs And Coffee

A young woman went to her mother and told her about her life and how things were so hard for her. She did not know how she was going to make it and wanted to give up.
She was tired of fighting and struggling. It seemed as one problem was solved, a new one arose.

Her mother took her to the kitchen. She filled three pots with water and placed each on a high fire. Soon the pots came to boil. In the first she placed carrots, in the second she placed eggs, and in the last she placed ground coffee beans. She let them sit and boil, without saying a word.

In about twenty minutes she turned off the burners. She fished the carrots out and placed them in a bowl. She pulled the eggs out and placed them in a bowl. Then she ladled the coffee out and placed it in a bowl.

Turning to her daughter, she asked, "Tell me what you see."

"Carrots, eggs, and coffee," she replied.

Her mother brought her closer and asked her to feel the carrots. She did and noted that they were soft.

The mother then asked the daughter to take an egg and break it. After pulling off the shell, she observed the hard boiled egg.

Finally, the mother asked the daughter to sip the coffee. The daughter smiled as she tasted its rich aroma. The daughter then asked, "What does it mean, mother?"

Her mother explained that each of these objects had faced the same adversity ..........boiling water. Each reacted differently.

The carrot went in strong, hard, and unrelenting. However, after being subjected to the boiling water, it softened and became weak.

The egg had been fragile, Its thin outer shell had protected its liquid interior, but after sitting through the boiling water, its inside became hardened.

The ground coffee beans were unique, however. After they were in the boiling water, they had changed the water.

"Which are you?" she asked her daughter. "When adversity knocks on your door how do you respond? Are you a carrot, an egg or a coffee bean?"

Think of this: Which am I? Am I the carrot that seems strong, but with pain and adversity do I wilt and become soft and lose my strength?

Am I the egg that starts with a malleable heart, but changes with the heat? Did I have a fluid spirit, but after a death, a breakup, a financial hardship or some other trial, have I become hardened and stiff? Does my shell look the same, but on the inside am I bitter and tough with a stiff spirit and hardened heart?

Or am I like the coffee bean? The bean actually changes the hot water, the very circumstance that brings the pain. When the water gets hot, it releases the fragrance and flavor. If you are like the bean, when things are at their worst, you get better and change the situation around you.

When the hour is the darkest and trials are their greatest, do you elevate yourself to another level? How do you handle adversity? Are you a carrot, an egg or a coffee bean?

Wednesday, August 6, 2008

Yesterday and Today

I was tagged by Joy. Thanks for this sis. :)

Here are the Rules:
1. List 6 things that describe yourself today or yesterday.
2. Add your blog to the list. Feel free to add all your other blogs.
3. Tag other online friends you know.

Yesterday:
1. I wake up and thanked God for giving me another year of my life.
2. I cooked meatloaf, pancit and lumpia for my birthday.
3. Blogged and and finished my online tasks.

Today:
1. I checked my e-mail and updated my blogs.
2. Went to Iowa Park and got a police clearance (a requirement for my citizenship).
3. We'll go to church tonight to attend the midweek service.

Participants :GailAdi/Momeen/Emmyrose/Dennis/Dette/Jirl/Janny/Nanay Belen/Carol/ Something Purple’s cucina / Vanity Kit / Mind Bubbles / Stripe&Yellow / Something Purple / Em’s Detour / Spin180 / Wisdom City / MY Happy Place / IamDzoi / ClikTrik / I Love the Thirties /Ozzy’s MomMe,Myself+2/Kidd Designs/FunFierceFabulous / Blogger Happy / Berry Scrappy / Everyday CHI / My Colorful World / Explore Manila / Random Thoughts / When SAHM-one Speaks / Deranged Insanity / Mighty in Spirit/ Straight from the Heart/ Simple Delights / Motherhood in a Nutshell /World of Technology/Ness /My Daily Web Journal/My Daily Discourse/Thoughts Of Me/My Online Journal/ In My Kitchen/ My Colorful World/ Precious Words/Your Blog Here/

I would like to tag Ivy, Rocks and Chelle

Sunday, August 3, 2008

Living In Texas

Things I learned living in Texas .

1. A possum is a flat animal that sleeps in the middle of the road.

2. There are 5,000 types of snakes and 4,998 of them live in Texas.

3. There are 10,000 types of spiders. All 10,000 of them live in Texas, plus a couple no one's seen before.

4. If it grows, it'll stick ya. If it crawls, it'll bite cha.

5. 'Onced' and 'Twiced' are words.

6. It is not a shopping cart, it is a buggy!

7. 'Jaw-P?' means 'Did ya'll go to the bathroom?'

8. People actually grow and eat okra.

9. 'Fixinto' is one word.

10. There is no such thing as 'lunch'. There is only dinner and then there is supper.

11. Iced tea is appropriate for all meals, and you start drinking it when you're two.

12. Backwards and forwards means 'I know everything about you.'

13. The word 'jeet' is actually a phrase meaning 'Did you eat?'

14. You don't have to wear a watch, because it doesn't matter what time it is, you work until you're done or it's too dark to see.

15. You don't PUSH buttons, you MASH EM.

16. 'No, Chew?' is a common response to the question 'Did you bring any beer?'

17. You measure distance in minutes.

18. You switch from heat to A/C in the same day.

19. All the festivals across the state are named after a fruit, vegetable, grain, insect or animal.

20. You know what a 'DAWG' is.

21. You carry jumper cables in your car --- for your OWN car.

22. You only own four spices: salt, pepper, Tabasco and Ketchup.

23. The local papers cover national and international news on one page, but require 6 pages for local high school sports and gossip.

24. You think that the first day of deer season is a national holiday.

25. You find 100 degrees Fahrenheit 'a bit warm'.

26. You know all four seasons: almost summer, summer, still summer, and Christmas.

27. Going to Wal-Mart is a favorite past time known as 'goin' Wal-Martin' or 'off to Wally World'.

28. You describe the first cool snap (below 70 degrees) as good chicken stew weather.

29. Fried catfish is the other white meat.

30. We don't need no dang Driver's Ed. If our mama says we can drive, we can drive, dag-nabbit.

Friday, August 1, 2008

Balikbayan Box For My Family

My family in the Philippines just received the balikbayan box that I sent to them last June 16. It took six weeks before they got it this time. Last time that I sent, it only took 5 weeks. I even called the lady whom I sent it yesterday because I was already wondering why it took so long to reach my family this time. But last night, my sister e-mailed me and she told me the box just arrived there. I'm so glad they got it finally. So as usual, we were online a while ago and I've seen them in the webcam while they were opening the box. My hubby and I were talking to them and they were all so happy after everybody got their share. I was also busy taking photos while they were busy digging in the box. Their webcam was not so clear so the photos are not that clear. So here are the pics of my family that I took a while ago while chatting with them.





Thursday, July 31, 2008

A Touching Love Story

An incredible love story has come out of China recently and managed to touch the world. It is a story of a man and an older woman who ran off to live and love each other in peace for over half a century.


The 70-year-old Chinese man who hand-carved over 6,000 stairs up a mountain for his 80-year-old wife has passed away in the cave which has been the couple's home for the last 50 years.

Over 50 years ago, Liu Guojiang a 19 year-old boy, fell in love with a 29 year-old widowed mother named Xu Chaoqin..


In a twist worthy of Shakespeare's Romeo and Juliet, friends and relatives criticized the relationship because of the age difference and the fact that Xu already had children.


At that time, it was unacceptable and immoral for a young man to love an older woman.. To avoid the market gossip and the scorn of their communities, the couple decided to elope and lived in a cave in JiangjinCountyin Southern ChongQing Municipality.


In the beginning, life was harsh as they had nothing, no electricity or even food. They had to eat grass and roots they found in the mountain, and Liu made a kerosene lamp that they used to light up their lives.

Xu felt that she had tied Liu down and repeatedly asked him, 'Are you regretful? Liu always replied, 'As long as we are industrious, life will improve.'

In the second year of living in the mountain, Liu began and continued for over 50 years, to hand-carve the steps so that his wife could get down the mountain easily.

Half a century later in 2001, a group of adventurers were exploring the forest and were surprised to find the elderly couple and the over 6,000 hand-carved steps. Liu MingSheng, one of their seven children said, 'My parents loved each other so much, they have lived in seclusion for over 50 years and never been apart a single day. He hand carved more than 6,000 steps over the years for my mother's convenience, although she doesn't go down the mountain that much.'


The couple had lived in peace for over 50 years until last week. Liu, now 72 years, returned from his daily farm work and collapsed. Xu sat and prayed with her husband as he passed away in her arms. So in love with Xu, was Liu, that no one was able to release the grip he had on his wife's hand even after he had passed away.



'You promised me you'll take care of me, you'll always be with me until the day I died, now you left before me, how am I going to live without you?'

Xu spent days softly repeating this sent ence and touching her husband's black coffin with tears rolling down her cheeks.

In 2006, their story became one of the top 10 love stories from China, collected by the Chinese Women Weekly. The local government has decided to preserve the love ladder and the place they lived as a museum, so this love story can live forever.